How to Finance Your New Furniture

Prime Classic Design accepts all cards with 6-18+ months 0% financing


Prime Classic Design Financing

Our customers often seek offers for financing and we are happy to explain that getting a card from banks and make small payments is easy. And what do you do to get that deal and not pay for it today? A 0% intro APR card is a product that offers no interest for a set amount of time, sometimes up to 18 months. These are great cards for paying off a card balance without incurring interest charges.




Credit CardIntro APR PeriodRegular APR
Chase Freedom Unlimited®15 months16.49% - 25.24% Variable
Blue Cash Everyday® Card from American Express15 months14.49% - 25.49% Variable
Discover it® Cashback Match™14 months13.49% - 24.49% Variable
Bank of America® Cash Rewards Credit Card12 billing cycles14.49% - 24.49% Variable
Citi ThankYou® Preferred Card15 months14.99% - 24.99% Variable
Wells Fargo Cash Wise® Visa Card12 months14.49% - 26.49% Variable
Capital One® VentureOne® Rewards Credit Card12 months13.49% - 23.49% Variable
Wells Fargo Platinum Visa® Card18 months16.65% - 26.49% Variable
The Amex EveryDay® Credit Card15 months14.49% - 25.49% Variable
Chase Freedom®15 months16.49% - 25.24% Variable

Chase Freedom Unlimited® credit card

leather sofa financingLow intro APR 0% intro APR for 15 months from account opening on purchases and balance transfers.† Same page link to Pricing and Terms After that, 17.24%–25.99% variable APR.† Pricing and Terms Balance transfer fee is 3% of the amount transferred with a minimum of $5.†


Blue Cash Everyday® Card from American Express

furniture financing0% intro APR on purchases and balance transfers for 15 months, then a variable APR, 15.24% to 26.24%. Earn cash back on eligible purchases and have the flexibility to carry a balance with interest or pay in full each month.


Discover it® Cashback Match™

furniture financing0% Intro APR† for 14 months on purchases and balance transfers. Then 14.24% to 25.24% Standard Variable Purchase APR applies. 3% fee for each balance transfer. ‡Cash back rewards for compared cards: Citi Double Cash Card: 1% on purchases; 1% as you pay them.


Bank of America® Cash Rewards Credit Card

furniture financingIntroductory 0%† APR for your first 12 billing cycles for purchases, and for any balance transfers made within 60 days of opening your account. After that, a Variable APR that's currently 16.24% to 26.24% will apply. 3% fee (min $10) applies to balance transfers.


Citi ThankYou® Preferred Card

furniture financing0% introductory APR for 12 months from date of account opening; after that your standard APR for purchases will be 15.74% - 25.74% based on your creditworthiness*. One of Citi's best rewards credit cards.


Wells Fargo Cash Wise® Visa Card

furniture financing$200 cash rewards bonus when you spend $1,000 in purchases in the first 3 months. 0.00% introductory APR for 12 months. After that, your APR will be 16.24% to 28.24%, based on your creditworthiness.


Capital One® VentureOne® Rewards Credit Card

furniture financing0% intro APR for 12 months; 14.24% - 24.24% variable APR after that. Rewards don't expire for the life of the account. You’ll get automatic security alerts—via text, email or phone.


Wells Fargo Platinum Visa® Card

furniture financing0.00% introductory APR for 18 months. Great for paying for large ticket items over time, you may apply for one online.


The Amex EveryDay® Credit Card

furniture financing0% intro APR on purchases and balance transfers for 12 months, then a variable APR, 15.24% to 25.24%.¤ Annual Fee is $95. Apply today and get a decision in as little as 30 seconds.


Chase Freedom® Credit Card

furniture financing0% intro APR for 15 months from account opening on purchases and balance transfers.† You won't have to pay an annual fee. You'll earn 5% cash back each quarter on up to $1,500 in combined purchases in that quarter's bonus categories.*




What is the right way to use 0% interest cards? The answer is simple: plan payoff. Figure out how many months it will take you to pay off the debt so that you get the right card with the right terms. Let's say you owe $3,000 for your new piece of furniture. With the Chase Freedom, for example, you get a 15-month 0% intro APR on purchases and balance transfers, which means you pay $200 a month to pay it off before the offer ends. Contrast that with the Discover it, with an 18-month 0% offer on balance transfers, which means you only pay $166.67 a month before the offer ends.





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